Reaction Remover Collection by Vahi_Master. There's a few options, disabling Ghosts, Mummies, Simbots, & others:
http://modthesims.info/d/345114
It is really annoying, right? I suppose if you had a ghost living in your house IRL it would wake you up all the time, but it's not cool for Sims. At least TS3 ghosts are a step-up from Sims 1 and Sims 2. I seem to recall after a few generations I had so many ghosts running around being scary that my Sims ended up gang-murdered by the ghosts. Which is pretty scary since they were usually killing their own children.
Check out my Legacy Challenge:
Chapter 41: Do Babies Eat Sand?