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The SIMO files are sim outfits. They include the career clothing outfits, the NPC clothing outfits, the underwear outfit used in the tattoo and body hair screens, the skinny dipping towel, etc. etc. The files defining user-saved sims are the same format with all the slider, hair, eye, and skin color etc. info included.
So, the predefined sims may very well be stored as SIMOs but since they're not named it'll be difficult to find which is which.
Please do not PM me with mod, tutorial, or general modding questions or problems; post them in the thread for the mod or tutorial or post them in the appropriate forum.
Visit my blogs for other Sims content:
Online Sims - general mods for Sims 3
Offline Sims - adult mods for Sims 3 and Sims 4