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Accessories with meshes - e.g. rings, glasses and so on - won't cause terrible problems if they're assigned to both genders, but the meshes won't fit one gender properly, so you'll have, for example, rings made for women sinking into the skin of male fingers.
Skintight accessories, so socks and gloves, can be both genders; but again, the textures won't fit both male and female bodies perfectly. Depending on the individual item, this may create problems that aren't really noticeable and that you're happy to live with, or it may create big seams and mismatched edges and all sorts that will make the whole thing look tatty.
Teens, adults and elders can share the same meshes.
What I lack in decorum, I make up for with an absence of tact.